What You Can Do First
If you're experiencing money worries, it can help to take small steps early:
- Speak to a free debt advice charity
- Contact your lender to discuss support options to check loan repayments are affordable
- Review your essential spending and income
- Check whether you are eligible for financial support or benefits
- Avoid taking on additional high-cost borrowing where possible
Taking action early often gives you more options.
You Are Not Alone
Money worries can feel stressful and overwhelming, but support is available. Speaking to someone early often leads to better outcomes and more options.
Free and independent help is available across the UK, and you do not have to deal with financial difficulty alone.