Wondering why your credit score is different on different sites? Each of the three main credit referencing agencies uses its own data and scoring model. We use
TransUnion.
and our scoring range is out of 710.
Different providers use different scoring models, so it’s normal for your score to differ across other platforms.
628 – 710
Excellent… you are very likely to be approved for competitive credit offers
604 – 627
Good… you're likely to be approved for credit but you may not receive the best interest options
566 – 603
Fair… you are likely to have a low credit limit but you should be offered reasonable interest rates
551 – 565
Poor… you are likely to be approved for credit but you may have a low limit and high interest rates
0 – 550
Very poor… it's likely your application will be rejected
Minor differences are fairly standard, but if you notice any major differences, it’s important to check for any inconsistencies in your report.