The librarian's top picks

Do I Need a VPN? Safety, Legality, and Benefits
Do I Need a VPN? Safety, Legality, and Benefits

Online privacy matters more than ever, and protecting your internet connection is essential. A VPN encrypts your data and masks your IP address, creating a...

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How Many Credit Cards Can I Have?
How Many Credit Cards Can I Have?

Credit cards can be useful tools, but they can also raise questions. If you’ve ever wondered how many credit cards you should have or whether...

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What is a Credit Report and How Can I Access it?
What is a Credit Report and How Can I Access it?

A credit report is one of those things that most people know exists, but don’t think about until they’re applying for something, like a credit...

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Why Has My Credit Score Gone Down?
Why Has My Credit Score Gone Down?

Seeing your credit score drop can be frustrating, especially when you’re not sure what’s caused it. One month everything looks fine, the next you’re left...

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Credit Report Myths (That Need Retiring)
Credit Report Myths (That Need Retiring)

Credit reports have a bit of a reputation. Mysterious. Complicated. Slightly intimidating. Add in years of half-true guidance from well-meaning friends and family, and a...

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How to Repay a Credit Card Bill
How to Repay a Credit Card Bill

Looking at your credit card statement and figuring out what to do next can feel confusing at first. Between balances, minimum payments and due dates,...

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Sim Only Mobile Deals: Flexible and Budget-Friendly Options
Sim Only Mobile Deals: Flexible and Budget-Friendly Options

Long phone contracts aren’t for everyone. That’s why SIM-only mobile deals have become such a popular choice. Instead of tying yourself into a lengthy agreement,...

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Single Trip Travel Insurance for Mini Breaks
Single Trip Travel Insurance for Mini Breaks

Spring and summer in the UK are always full of promise. There are longer days and lighter jackets… but you can’t really trust that there...

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Withdrawing Cash From a Credit Card: Costs, Limits, and What to Expect
Withdrawing Cash From a Credit Card: Costs, Limits, and What to Expect

Using a credit card to get cash might seem convenient in the moment. But using your credit card to withdraw money isn’t the same as...

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What Credit Score Is Needed for car finance in the UK?
What Credit Score Is Needed for car finance in the UK?

If you’re thinking about getting a car but can’t or don’t want to pay the full cost upfront, car finance could be an option. Your...

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