Fair Value Statement

Credit Knowledge offers customers access to their credit report, credit score, and tailored financial offers free of charge.

• Customers are able to view their credit profile, track changes, and access educational resources without incurring any cost.

• Revenue is generated solely via commission paid by lenders if a customer chooses to apply for and is approved for a product.

• Credit Knowledge does not bias offer rankings based on commission amounts — offers are displayed based on customer needs and relevance.

• Customers are under no obligation to apply for any financial product to use the service.

• Credit Knowledge is committed to ongoing improvements, including more personalised dashboards, enhanced educational content, and better matching of relevant offers, further strengthening the free service provided to users.

This ensures customers receive meaningful value at no direct cost, supporting informed financial decision-making without hidden fees or obligations.