| Cover Type | What It Covers | What to Consider |
|---|---|---|
| Third Party | The legal minimum. Covers damage or injury to other people, vehicles or property. | Doesn't cover damage to your own car, even if the accident wasn't your fault. |
| Third Party, Fire and Theft | Third-party cover, plus your car if it's stolen or damaged by fire. | Still doesn't cover damage to your own car from an accident. |
| Comprehensive | Covers damage to your own vehicle as well as third parties, regardless of fault. | Often similarly priced to third-party cover, so it's worth comparing both. |